"My checking account got hacked by scammers."
JS
Joe Schmo
Member since 2026
"I hacked a checking account and made some sweet moolah"
JS
Jane Schmo
Member since 2026
"My kids hacked each other's accounts. Very sad."
RM
Reba M
Member since 1980
Feature Basic Rewards Senior
Monthly Fee None None None
Minimum Balance None None None
Dividend Rate (APY) Best Rate 0.05% 2.50% 0.10%
Free Debit Card
Free Bill Pay
Free Checks
ATM Fee Refunds Up to $25/mo
Qualifications None 12 debit transactions + e-statements + direct deposit Age 55+

Free Fish Sauce

Get a bucket of sauce with every deposit made in 2026

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Cats For Free

Trade in any dog and get three cats absolutely free!

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"

I never thought I'd feel this way about a financial institution. They helped me buy my first home, refinance my car, and build an emergency fund — all with patience and zero judgment.

DL
David L.
Member since 2017

"Switching to this credit union was the best financial decision I've made. The rates are better than my old bank and the service is genuinely personal."

MR
Maria R.
Member since 2019

"Got my auto loan approved the same day I applied. The rate was 2% lower than the dealer offered. Saved over $1,800 over the life of the loan."

JT
James T.
Member since 2021

"The mobile app is fantastic. I can deposit checks, transfer money, and pay bills without ever visiting a branch. And no monthly fees!"

SK
Sarah K.
Member since 2023
Auto loan promotion

Auto Loan Special

Rates as low as 4.74% APR with no payments for 90 days. New, used, or refinance.

Get Pre-Approved

Auto Loans

4.74 % APR

As low as · 36 month term

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12-Month Certificate

4.15 % APY

$1,000 minimum deposit

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Rewards Checking

2.50 % APY

Up to $15,000 · With qualifications

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Refer a friend, earn $50

For every new member you refer who opens an account, you both earn a $50 bonus.

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Limited Time

Spring into savings with 4.15% APY

Lock in our best certificate rate before it's gone. 12-month term, $1,000 minimum deposit.

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Couple reviewing savings options
1 APY = Annual Percentage Yield. Rates effective as of March 19, 2026. Rates are subject to change without notice. Penalties may apply for early withdrawal. Fees could reduce earnings on the account. $1,000 minimum deposit required. Federally insured by NCUA.
1 APY = Annual Percentage Yield. APR = Annual Percentage Rate. All rates are subject to change without notice. Membership required — anyone who lives, works, worships, or attends school in the service area is eligible to join. A $5 minimum deposit is required to open a savings account and establish membership. Federally insured by NCUA up to $250,000. Equal Housing Lender. NMLS# 000000.

2 Rewards Checking rate of 2.50% APY applies to balances up to $15,000 when monthly qualifications are met (12 debit card transactions, enrollment in e-statements, and one direct deposit of $500 or more). Balances over $15,000 earn 0.05% APY. If qualifications are not met during a given month, all balances earn the base rate of 0.05% APY. Qualifications reset monthly.

3 Auto loan rates range from 4.74% APR to 17.99% APR based on creditworthiness, loan term, vehicle age, and loan-to-value ratio. 90-day deferred first payment available on qualifying new purchase and refinance loans; interest accrues during the deferral period. Offer subject to change without notice.

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Use our auto loan calculator to estimate your monthly payment, compare terms, and find the right loan for your budget.

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Dogs Rule

Sheba can be found sitting under a desk anytime anyplace. Just ask Camila about it.

See All Dogs
Term Standard Jumbo Super Jumbo
30 days 0.15% 0.15%
91 days 2.00% 2.10% 2.25%
12 months Woop Rate 4.15% 4.40% 4.55%
18 months 3.90% 4.00% 4.15%